Mortgage

Start using an online loan application and e-closing process to streamline your lending activities. Electronic signing and cloud-based filing is an efficient and environmentally friendly way to manage loans.

APPLICANT-FRIENDLY LENDING

Host your mortgage loan preapproval and mortgage applications online to make it convenient for loan seekers to apply. They’ll be able to upload and attach pay stubs, W2’s, tax returns, investment income documentation, bank statements, and more to their applications. Once a purchasing agreement is in place, electronically share good faith estimates (GFEs) and truth-in-lending statements with approved applicants via Concord. You can even invite closing agents, attorneys, real estate brokers, and any other interested parties to view or collaborate on loan paperwork.

IMPLEMENT A PAPERLESS MORTGAGE CLOSING PROCESS

Going paperless reduces the amount of time and effort needed to prepare closing documents. You’ll also save trees and make borrowers happy since they’ll be able to sign their loans with getting achy hands. Electronic signatures are valid and fully binding in most countries; Concord’s e-signature has been used in more than 100 countries. A tamperproof seal is created around each file that is electronically signed to prevent alternations.

KEEP YOUR CONTRACTS SAFE

Safely store your documents in our contract lifecycle management system for any length of time. All data is maintained on redundant and geographically dispersed servers to ensure its protection. Concord uses SSAE 16/SOC 1, SOC 2, and SOC 3 compliant data centers. Agreements are secured using AES 256 encryption, so only account holders and invited users can access files.